Comprehensive, integrated, and dynamic solutions covering all banking activities, starting from the core system and customer management to Islamic finance, guarantees, trade, credits, sponsorships, business workflows, product design, and electronic channels.

Key Solutions:

Core Banking System:

• Central banking system for efficient operations.

Finance & Microfinance Core System:

• System tailored for finance and microfinance operations.

E-Wallet & Merchants Management:

• Electronic wallet and merchant management system.

Digital Banking Products:

• Retail & Corporate Banking
• Digital Onboarding

Currency Exchange Solutions - MalTrans:

• Specialized solutions for currency exchange companies.

Futeric ICMS:

• Advanced information and content management system.

Second, Audit Solutions:

• Internal auditing, banking systems auditing, information security, credit auditing, risk management, compliance, and internal control.

Banking Consultations:

• Islamic Banking Transformation
• Business Requirements Documentation
• Business Operations Management
• Islamic and Traditional Banking Products
• Business Process Reengineering

Futeric's ERP system is a comprehensive solution designed to automate and optimize core business operations, ensuring optimal performance. This ERP system seamlessly integrates data flow across company operations, providing a single source of truth and simplifying processes across the entire enterprise. It effectively links financial data, supply chain, operations, commerce, reporting, manufacturing, and human resources on a unified platform.

Accounting and Finance:

• Streamlining financial operations for enhanced efficiency.

Warehouse, Purchases, and Sales Management:

• Efficiently managing inventory and simplifying purchase and sales processes.

Manufacturing System (For Factories):

• Enhancing manufacturing operations for increased productivity.

Human Resources Management System (HRMS):

• Payroll management, self-service for employees, performance evaluation, and recruitment.

Delivery Systems:

• Offering various delivery options, including same-day, on-demand, store-to-store transfers, and returns management.

Business Process Management (PPM):

• Optimizing business processes for improved overall performance.

Email Correspondence and Archiving System:

• Facilitating efficient electronic communication and streamlined archiving processes.

he ePalm biometric authentication system, based on the use of palm vein biometrics, stands out significantly compared to other biometric authentication systems. Its precision and ability to easily distinguish between the genuine user and impostors set it apart. The system relies on highly complex biometric security features, utilizing up to 5 million points of recognition. This advanced technology not only ensures accuracy but also garners widespread acceptance among users, eliminating the need to memorize multiple cards or passwords prone to theft, forgetfulness, or damage.

Traditional biometric verification methods such as eye and fingerprint recognition are susceptible to breaches and manipulations. Iris scans, for instance, can be captured using night vision cameras, printed, and manipulated with a wet contact lens to create a false iris code. Fingerprint data, collected from surfaces, can be replicated using silicone.

Unlike other biometric measurement methods, the ePalm biometric system using palm vein scanning captures more than just the scanned surface. The unique combination of wrinkles, lines, and veins on the palm makes each individual's palm vein pattern distinctive, theoretically impossible to duplicate or mimic to the same degree of security.

This groundbreaking technology not only ensures heightened security but also offers user convenience by eliminating the need for multiple cards or passwords. The non-contact nature of the system and its swift operation across various applications further contribute to its appeal.

RPA, or digital employees, are computer programs designed to automate tasks, ranging from simple to complex. This technology seamlessly integrates with various applications and plays a vital role in digital transformation.

Key Benefits:

• Increased Productivity: Accelerates processes for higher output.
• Enterprise Automation: Streamlines and automates organizational workflows.
• Enhanced Accuracy: Reduces errors, ensuring precise information.
• Jobs to Creativity: Frees up employees for innovative tasks.
• Risk Management: Improves internal auditing and risk mitigation.
• Business Flexibility: Adapts operations to change.
• Process Transparency: Provides clear visibility into workflows.
• Customer Experience: Optimizes processes for better satisfaction.
• IT Efficiency: Boosts information technology capabilities.
• Operational Streamlining: Improves day-to-day functions.
• Accurate Reporting: Ensures precision in reports for decision-makers.
• Quick Service Delivery: Speeds up service provision without compromising quality.
• Employee Satisfaction: Empowers employees with more meaningful tasks.
• New Offerings: Enables the rapid launch of new services and products.
• Operational Transformation: Accelerates operational changes within the company.
• Innovation: Drives creativity and creates new opportunities.

The "EV Gates" presents an ideal choice for electric vehicle owners, providing an advanced and convenient chargingexperience.Electric vehicleownersbenefitfromfast andefficient chargingprocesses,minimizingwait times and ensuring a travel experience no less quality than traditional fuel. Through remote control technology, car owners can easily track and manage charging operations via dedicated applications, enhancing their comfort and allowing seamless interaction with the system.

Moreover, the charging system's solutions offer various opportunities for charging station owners to efficiently manage theirbusinesses.Billingprocesses canbe customizedandoptimized,detailedreportsonstationusage can be generated, and data analysis can be performed to enhance overall performance. The system also providesoptions forexpansionandintegrationwithother systems,enablingchargingstationowners toimprove customer experiences and achieve sustainable success in the electric charging industry.

Dliv represents an advanced and innovative solution designed to streamline the delivery processes for ready products.Thistechnologyempowerscompaniestoenhancesupplychainefficiencyandprovidecustomerswith an improved shopping experience. The robust system enables effective management of senders and precise tracking of orders, ensuring the safe and timely arrival of products at their destinations. With a user-friendly interface and advanced integration with electronic payment systems, our delivery solutions system enhances the customer experience and boosts the efficiency of delivery operations.

Xap is a backend high-end platform server with a clean, fully managed, hosted backend (Backend-as-a-Service). With an advanced management console and strong security and authentication, the Xap Platform takes care of all the boring backend operations.

xPay Payment Platform:

• Multi-Payment Gateways
• Automated Actions
• Payment Routing
• Payment Provider Allocation

xPay Platform:

• Multitenancy
• Database-agnostic
• Lucene, Elasticsearch
• API secured with Amazon's Signature V4 algorithm
• Stateless client authentication with JSON Web Tokens (JWT)
• Optimistic locking and transactions
• Full metrics for monitoring and diagnostics
• Modular
• Design powered by Google Guide
• Support for plugins
• Sets of plugins to cover any business needs

Our Hospital Management Software is an integrated system designed to oversee the administrative, financial, and medical aspects of hospitals and healthcare institutions. The system aims to streamline hospital operations by providing access to patient data and monitoring their status throughout their stay. The Hospital Management Software organizes the delivery of services to patients optimally, ensuring swift and efficient care. It also facilitates the implementation of tailored treatment programs for each case, easing the workload for medical professionals through comprehensive medical recording (complaints and symptoms, examinations and tests, radiology, surgeries, diagnoses, physician orders, and their execution monitoring, patient progress tracking, medications, and medical recommendations).

This comprehensive system simplifies the monitoring of a patient's health progression, ensuring accuracy and speed in performance. Covering all aspects from file systems, patient affairs, invoices, accounting, and finance to statistical reporting, the Hospital Management Software serves both financial and administrative needs. The system allows for custom programming based on client preferences, with a robust data protection system to prevent tampering. The software maintains detailed logs of all user actions, facilitating oversight by administrators.

Hospital Management Software is more than just a digital solution; it is a holistic approach to hospital administration, ensuring precision, efficiency, and security in managing healthcare services.

• Install and fix all automation devices, sensors, IO’s Module, servers, and control devices.
• Install and fix all monitoring devices in all energy equipment and machines.
• Install all devices and sensors for thermal mapping and sequence leveling.
• Configure all devices and sensors and connect them to each local station individually.
• Test, commission, and program all sensors and devices fixed in all equipment and machines in each asset.
• Pull data to local hosting servers and start solutions performance auditing vs. clients' KPIs.
• List customer KPIs and requirements, and start brainstorming and customization from day one, parallel while site works are running.
• Ensure all customized charts and dashboards for each site locally are compliant.

The proposed system can be considered an "Intelligent Traffic Management System," an advanced system that relies on modern technology to enhance the management of traffic flow by tracking, organizing, and analyzing vehicle movements on roads. It automatically detects various types of violations, contributing to improved traffic discipline, stronger traffic management, and enhanced road safety.

Our system is powered by artificial intelligence, deep learning frameworks, and video analysis as part of a unified video computing platform with an AI system. This integration facilitates seamless video surveillance and traffic monitoring services. Field issues are comprehensively addressed, utilizing the smart video system for analysis. The system utilizes standard Internet Protocol cameras, covering single or multiple lanes, including license plate sizes, and integrates with radar systems, traffic signal monitoring, and gate barriers.

Automatic Number Plate Recognition (ANPR) System

The ANPR system automatically captures license plates of vehicles within the camera's Field of View (FOV) and stores them in the database. This ensures that vehicle details are available for later reference along with related video snapshots. The system independently processes multiple vehicles within the camera's field of view, recognizing license plates regardless of the vehicle type—private cars, taxis, buses, trucks, rickshaws, motorcycles, etc.

The ANPR system can detect vehicles with single or multiple license plates, is color-agnostic, and supports the detection of vehicles and license plates. It covers more than 100 countries, providing full VMS functionalities alongside accident detection analytics. The system automatically generates alerts when a captured vehicle is identified as "suspicious," "wanted," or any other category marked by the user. It has a seamless framework with a citywide license plate recognition system, allowing vehicle searches based on timestamps, license plates, color, or vehicle category.

Integration with Police Databases

The software can interact with national vehicle databases, eliminating the tedious tasks of tracking, organizing, and analyzing vehicle movements on roads. This contributes to enforcing traffic rules for citizen safety and property protection.

System and Software Features:

• Automatic Number Plate Recognition System
• Red Light/Stop Line Violation Detection System
• AI-Powered Reports and Analysis
• Speed Violation Detection
• Helmet Detection System
• Mobile Phone Usage Detection while Driving
• Seatbelt Detection System
• Integrated Electronic Violation Management Software

Other Smart Programs, Solutions, and Applications:

• Suspected Vehicle Detection
• Sudden Congestion Detection
• Parking Area Verification
• Virtual Loop for Car Presence Detection
• Wrong-Way Movement Detection
• Vehicle Counting or Traffic Flow Estimation

Our commitment to research and development is at the forefront of innovation and continuous improvement. We focus on enhancing existing products and introducing novel solutions to meet the evolving needs of our clients. Our R&D initiatives include:

Development of Product Enhancements:

• Continual improvement and refinement of current products.

Design and Construction of Embedded Systems:

• Development, design, and correction of System-on-a-Chip (SOC), System on Modules (SOMs), and Single Board Computers (SBC).

Internet of Things (IoT):

• Exploration and implementation of IoT technologies for connected and smart solutions.

Specialized Hardware and Functions:

• Customized hardware solutions catering to specific needs and functionalities.

Design and Development of New Products:

• Research, conceptualization, and implementation of innovative and cutting-edge products.

Our Research and Development endeavors aim to push the boundaries of technology, ensuring that our products stay ahead of the curve and align with the dynamic landscape of emerging technologies. Through a combination of creativity and technical expertise, we strive to deliver solutions that not only meet but exceed the expectations of our clients.